Bank Rankings Part 1: Kenya’s Top 10 Banks

Bank Rankings Part 1: Kenya’s Top 10 Banks

2016 was an interesting, but also a challenging year, with a few key events happening that will alter the industry and future bank rankings going forward.

Who are the top banks at the end of 2016? We should start having their audited 2016 results published over the next eight weeks. But who will top the bank rankings for 2016, and why? (last year‘s bank ranking in brackets)

September 2016 numbers used

1 (1) KCB Kenya’s largest bank. growing at 5% year, going to embrace digital in a few weeks. KShs 480 billion in assets, 21.7 billion in pre-tax profit, with Kshs 372 billion of deposits and Kshs 332 billion of loans

2 (2) Equity Bank. Kshs 380 billion of assets and 19.5 billion profit. Deposits grew 15% in the year but they have put most of that in government securities.

3 (3) Cooperative Bank: Kshs 352 billion assets and 15 billion profit. Coop is using digital and agents to contain costs.

4 (5) Standard Chartered: Kshs 264 billion assets and 10.7 billion profit.

5 (4) Barclays: Still keen on growing in Kenya despite parent Barclays having to sell off the Africa unit. Growing at 10% a year, Kshs 264 billion assets and 8.7 billion profit.

6 (8) Diamond Trust: Still growing at 20%, probably benefiting from the fallout at Imperial. Kshs 230 billion assets and 6.2 billion profit.

7 (6) Stanbic: Shed the CFC part of the CFC-Stanbic name 10 years after the merger

8 (7) Commercial Bank of Africa. CBA was the the largest bank by customer numbers, thanks to M-pesa powered M-shwari, but loans are flattening. Kshs 211 billion assets, 5.4 billion profit.

EDIT  9 I&M Bank EDIT 

10 (9) NIC bank. Kshs 156 billion assets, and 4.5 billion profits.

It is important to note that $1= kshs 100.1

List of Commercial Banks in Kenya and Their Details

Licensed Commercial Banks

Find a listing of bank branches HERE.

1. African Banking Corporation Limited
   Postal Address: P.O Box 38610-00800, Nairobi
   Telephone: +254-20- 4263000, 4447352, 4442382, 4443482, 44447358, 22251540/1, 0722207386, 0735611223, 0719015000,
   Fax: +254-20-4447354
   E-mail: headoffice@abcthebank.com;  talk2us@abcthebank.com.
   Website: www.abcthebank.com
   Physical Address: ABC Bank House, Woodvale Groove, Westlands, Nairobi.
   Date Licenced: 8th December, 1994
   Peer Group: Small
   Branches: 11
2. Bank of Africa Kenya Limited
   Postal Address:  P. O. Box 69562-00400 Nairobi
   Telephone: +254-20- 3275000, 3275200, 0703058000
   Fax: +254-20-2211477
   E-mail: headoffice@boakenya.com
   Website: www.boakenya.com
   Physical Address: Re-Insurance Plaza, Ground Floor – Taifa Road, Nairobi
   Date Licenced:  30th April 2004
   Peer Group: Medium
3. Bank of Baroda (K) Limited
   Postal Address:  P. O Box 30033 – 00100 Nairobi
   Telephone: +254-20-2248402/12, 2226416, 2220575, 2227869, 2248402/12, 2226416, 310439
   Fax: +254-3310439
   E-mail: ho.kenya@bankofbaroda.com , Kenya@bankofbaroda.com
   Website: www.bankofbarodaKenya.com
   Physical Address: Baroda House, Koinange Street, Nairobi.
   Date Licenced: 1st July, 1953
   Peer Group: Medium
   Branches:  13
4. Bank of IndiaPostal Address:  P. O. Box 30246 – 00100 Nairobi
   Telephone: +254-20-2221414 /5 /6 /7, 0720606707, 0734636737
   Fax: +254-20-2221417
   E-mail: cekenya@boikenya.com
   Website: www.bankofindia.com
   Physical Address: Bank of India Building, Kenyatta Avenue, Nairobi.
   Date Licenced: 5th June, 1953
   Peer Group:  Medium
   Branches: 7
5. Barclays Bank of Kenya Limited
   Postal Address: P. O. Box 30120 – 00100, Nairobi
   Telephone: +254-20-4254000, 4254601
   Fax: +254-20-2213915
   E-mail: barclays.kenya@barclays.com
   Website:  www.barclayskenya.co.ke
   Physical Address: Barclays Westend, Waiyaki Way, Westlands, Nairobi.
   Date Licenced: 1916
   Peer Group:  Large
   Branches: 108, Sales Centre: 1
6. CfC Stanbic Bank Limited
   Postal Address:  P. O. Box 72833 – 00200 Nairobi
   Telephone: +254-20-3638000 /11 /17 /18 /20 /21, 3268000, 3269000,  0711-0688000
   Fax: +254-20-3752901/7
   E-mail: cfcstanbic@stanbic.com
   Website: www.cfcstanbicbank.co.ke
   Physical Address: CFC Stanbic Centre, Chiromo Road, Westlands
   Date Licenced: 1st June 2008
   Peer Group: Medium
   Branches: 27
7. Charterhouse Bank Limited
   UNDER – STATUTORY MANAGEMENT
   Postal Address:  P. O.  Box 43252 -00100 Nairobi
   Telephone: +254-20-2242246/47/48/49
   Fax: +254-20-2219058, 2223060, 2242248
   E-mail: info@charterhouse-bank.com
   Website: N/A
   Physical Address: Longonot Place, 6th Floor, Kijabe Street, Nairobi
   Date Licenced: 1st August 1998
   Peer Group: Small
   Branches: 10
8. Chase Bank (K) Limited
   IN RECEIVERSHIP
   Postal Address:  P. O. Box 66015-00800 Nairobi
   Telephone: +254-20- 2774000,  0732174100, 0703074000, 0736-432025, 0703074101.
   Fax: +254-20-4454816/4454800-10
   E-mail: info@chasebank.co.ke ; atyouservice@chasebank.co.ke
   Website: http://www.chasebankkenya.co.ke
   Physical Address: Riverside Mews, Riverside Drive, Nairobi.
   Date Licenced: 1st April, 1996
   Peer Group: Medium
   Branches: 44;  Mini-branches: 14
9. Citibank N.A Kenya
   Postal Address:  P. O. Box 30711 – 00100 Nairobi
   Telephone: +254-20- 2754000/ 2711221
   Fax: +254-20-2714810/1
   E-mail: Kenya.citiservice@citi.com
   Website: http://www.citibank.co.ke
   Physical Address: Citibank House, Upper Hill Road, Upper Hill, Nairobi.
   Date Licenced: 1st July, 1974
   Peer Group: Medium
   Branches: 3; Agencies: 1
10. Commercial Bank of Africa Limited
    Postal Address:  P. O. Box 30437-00100 Nairobi
    Telephone: +254-20-2884000, 2884444, 0711056000, 0732156000, 0734600234, 0732156444
    Fax: +254-20-2734599
    E-mail: iqueries@cbagroup.com ; contact@cbagroup.com
    Website: www.cbagroup.com
    Physical Address: CBA Building, Mara / Ragati Road, Upper Hill
    Date Licenced: 1st January, 1967
    Peer Group: Large
    Branches: 36; Agencies: 5
11. Consolidated Bank of Kenya Limited
    Postal Address:  P. O. Box 51133 – 00200, Nairobi
    Telephone: +254-20-340208/340836, 340551, 340298, 340747,340298,211950, 0703016000
    Fax: +254-20-340836
    E-mail: headoffice@consolidated-bank.com
    Website: www.consolidated-bank.com
    Physical Address: Consolidated Bank House, 6th Floor, Koinange Street, Nairobi.
    Date Licenced: 18th December, 1989
    Peer Group: Small
    Branches: 17, Agencies: 1
12. Co-operative Bank of Kenya Limited
    Postal Address:  P. O. Box 48231 – 00100 Nairobi
    Telephone: +254-20-3276000, 2776000, 0711049000, 0732106000
    Fax: +254-20-2245506
    E-mail: customerservice@co-opbank.co.ke
    Website: www.co-opbank.co.ke
    Physical Address: Co-operative House, 4th Floor Annex, Haile Selassie Avenue, Nairobi
    Date Licenced: 1st July, 1968
    Peer Group: Large
    Branches:  142
13. Credit Bank Limited
    Postal Address:  P. O. Box 61064-00200  Nairobi
    Telephone: +254-20-2222300/2220789/2222317,2283000, 0728607701, 0738222300
    Fax: +254-20-2216700
    E-mail: info@creditbankltd.co.ke
    Website: www.creditbank.co.ke
    Physical Address: Mercantile House, Ground Floor, Koinange Street, Nairobi.
    Date Licenced: 30th November, 1994
    Peer Group: Small
    Branches:  15
14. Development Bank of Kenya Limited
    Postal Address:  P. O. Box 30483 – 00100, Nairobi
    Telephone: +254-20-3340401 /2 /3, 3340416, 2251082, 3340198, 3340478, 3317449, 3344184, 2250143, 3317449, 3340416 0724253980/1, 0735046336
    Fax: +254-20-2250399
    E-mail: dbk@devbank.com
    Website: www.devbank.com
    Physical Address: Finance House, 16th Floor, Loita Street, Nairobi.
    Date Licenced: 20th September, 1996
    Peer Group:  Small
    Branches: 3
15. Diamond Trust Bank Kenya Limited
    Postal Address:  P. O. Box 61711 – 00200, Nairobi
    Telephone: +254-20-2849000, 0732121000, 0719031000, 0732121000, 0719031000
    Fax: +254-20-2245495
    E-mail: info@dtbafrica.com
    Website: http://www.dtbafrica.com
    Physical Address: DTB Centre, Mombasa Road, Nairobi.
    Date Licenced: 15th November, 1994
    Peer Group: Medium
    Branches: 59
16. Ecobank Kenya Limited
    Postal Address:  P. O Box 49584- 00100 Nairobi
    Telephone: +254-20-2883000, 4968000, 0719098000
    Fax: +254-20-2883304, 2883815
    E-mail: info@ecobank.com
    Website: www.ecobank.com
    Physical Address: Ecobank Towers, Muindi Mbingu Street, Nairobi.
    Date Licenced: 16th June, 2008
    Peer Group: Medium
    Branches:  31
17. Spire Bank Ltd
    Postal Address:  P. O. Box 52467-00200, Nairobi
    Telephone: +254-20- 4981000, 4981202, 4981301, 4981405, 0713600724, 0733333780
    E-mail: letstalk@spirebank.co.ke
    Website: www.spirebank.co.ke
    Physical Address: Equatorial Fidelity Centre, Waiyaki Way, Westlands, Nairobi.
    Date Licenced:  23rd June, 1995
    Peer Group: Small
    Branches: 13
18. Equity Bank Kenya Limited
    Postal Address:  P. O. Box 75104-00200, Nairobi
    Telephone: +254 20 2262000/2262956 /2262828, 0763026000, 07633026956, 0763026828
    Fax: +254-020-2737276
    E-mail: info@equitybank.co.ke
    Website: www.equitybankgroup.com
    Physical Address: Equity Centre, 9th Floor, Hospital Road, Upper Hill, Nairobi.
    Date Licenced:  28th December 2004
    Peer Group: Large
    Branches:   167   Sub-branches: 12
19. Family Bank Limited
    Postal Address:  P. O. Box 74145-00200 Nairobi
    Telephone: +254-020- 3252000, 3318940/2/7, 2244166, 2240601, 0733332300, 0728120444/555
    Fax: +254-020- 318174
    E-mail: info@familybank.co.ke;  customerservice@familybank.co.ke
    Website: www.familybank.co.ke
    Physical Address:  Family Bank Towers, 6th Floor, Muindi Mbingu Street, Nairobi.
    Date Licenced: 1st May 2007
    Peer Group: Medium
    Branches: 88
20. Fidelity Commercial Bank Limited
    Postal Address:  P. O. Box 34886-00100 Nairobi
    Telephone: +254-20-2242348, 2244187, 2245369, 2220845, 2243461, 2248842, 3315917, 2240766, 0722372531, 0733911835
    Fax: +254-20-2243389/2245370
    E-mail: customerservice@fidelitybank.co.ke
    Website: www.fidelitybank.co.ke
    Physical Address: I.P.S Building. 7th Floor, Kimathi Street, Nairobi.
    Date Licenced:  1st April, 1996
    Peer Group: Small
    Branches: 15
21. First Community Bank Limited
    Postal Address:  P. O. Box 26219-00100., Nairobi
    Telephone: +254-20-2843000-3, 07202843000, 0738-407521,
    Fax: +254-20-344101
    E-mail:  info@fcb.co.ke
    Website: www.firstcommunitybank.co.ke
    Physical Address: Prudential Assurance Building, 1st  Floor, Wabera Street, Nairobi.
    Date Licenced: 29th April, 2008
    Peer Group: Small
    Branches:  18
22. Guaranty Trust Bank (K) Ltd 
    Postal Address:  P. O. Box 20613 – 00200, Nairobi
    Telephone: +254-20-3284000, 073084000
    Fax: +254-20-342024
    E-mail: banking@gtbank.com
    Website: www.gtbank.com
    Physical Address: Sky Park Plaza, Woodvale Close, Westlands, Nairobi.
    Date Licenced: 13th January, 1995
    Peer Group: Medium
    Branches:  16
23. Giro Commercial Bank Limited
    Postal Address:  P. O. Box 13400-00800, Nairobi
    Telephone: +254-20-4229000, 0722823684, 0722823684, 0788999044
    Fax: +254-20-229300
    E-mail: girobank@girobankltd.com
    Website: www.girobankltd.com
    Physical Address: Eldama Park, Eldama Ravine Road, Off Peponi Road, Westlands, Nairobi.
    Date Licenced: 17th December, 1992
    Peer Group: Small
    Branches: 8
24. Guardian Bank Limited
    Postal Address:  P. O. Box 67681 – 00200, Nairobi
    Telephone: +254-020-2226771, 2226774, 2226341, 2226483, 0722-282213, 0733-888060
    Fax: +254-020 -2216633
    E-mail: biashara@guardian-bank.com; headoffice@guardian-bank.com
    Website: www.guardian-bank.com
    Physical Address: Guardian Centre, Biashara Street, Nairobi.
    Date Licenced:  20th December, 1995
    Peer Group: Small
    Branches:  10
25. Gulf African Bank Limited
    Postal Address:  P. O. Box 43683 – 00100, Nairobi
    Telephone: +254-20-2740000, 2718608/9, 2740111, 0711075000
    Fax: +254-20-2715655
    E-mail: info@gulfafricanbank.com
    Website:  www.gulfafricanbank.com
    Physical Address: Geminia Insurance Plaza, Kilimanjaro Avenue, Upper Hill, Nairobi.
    Date Licenced: 1st November 2007
    Peer Group: Small
    Branches: 17
26. Habib Bank A.G Zurich
    Postal Address:  P. O. Box 30584 – 00100, Nairobi
    Telephone: +254-20-3341172/76/77, 3340835, 3310694, 0720208259
    Fax: +254-20-2217004 /2218699
    E-mail: habibbank@wananchi.com
    Website: www.habibbank.com
    Physical Address: Habib House, Koinange Street, Nairobi.
    Date Licenced: 1st July, 1978
    Peer Group: Small
    Branches: 6
27. Habib Bank Limited
    Postal Address:  P. O. Box 43157 – 00100, Nairobi
    Telephone: +254-20-2226433, 2222786, 2226401/7
    Fax: +254-20-2224636, 2214636
    E-mail: hblro@hblafrica.com
    Website: www.hbl.com
    Physical Address: Exchange Building, No.17, Koinange Street, Nairobi.
    Date Licenced: 2nd March, 1956
    Peer Group: Small
    Branches:  6
28. Imperial Bank Limited
    IN RECEIVERSHIP
    Postal Address:  P. O. Box 44905 – 00100, Nairobi
    Telephone: +254-20-2874000, 3343416, 0711-019000, 0732-119000
    Fax: +254-20-2719705/2719652, 3342374, 2719498
    E-mail: info@imperialbank.co.ke
    Website: www.imperialbank.co.ke
    Physical Address: Imperial Court, Westlands Road, Westlands, Nairobi.
    Date Licenced: 8th January, 1996
    Peer Group: Medium
    Branches:  26
29. I & M Bank Limited
    Postal Address:  P.O. Box 30238 – 00100, Nairobi
    Telephone: +254-20-3221000, 3271375/27, 0719088000, 0753221000
    Fax: +254-20-2711994
    E-mail: invest@imbank.co.ke
    Website: www.imbank.com
    Physical Address: I & M Bank House, 2nd Ngong Avenue, Off Ngong Road, Nairobi.
    Date Licenced: 27th March, 1996
    Peer Group: Medium
    Branches:  34
30. Jamii Bora Bank Limited
    Postal Address:  P. O. Box 22741 – 00400, Nairobi
    Telephone: +254-20- 2224238/9, 2214976, 2219626, 2210338/9, 0722-201112, 0734600682
    Fax: +254-20-341825
    E-mail: info@jamiiborabank.co.ke
    Website: www.jamiiborabank.co.ke
    Physical Address: Jamii Bora House, Koinange Street, Nairobi.
    Date Licenced: 2nd March, 2010
    Peer Group: Small
    Branches:  27
31. KCB Bank Kenya Limited
    Postal Address: P. O. Box 48400 – 00100, Nairobi
    Telephone: +254-20-3270000, 2851000, 2852000, 0711012000, 0734108200
    Fax: +254-20-2242408’ 2216405
    E-mail: kcbhq@kcb.co.ke
    Website: www.kcbbankgroup.com
    Physical Address: Kencom House, 8th Floor, Moi Avenue, Nairobi.
    Date Licenced: 1st January 1896
    Peer Group: Large
    Branches:  199
32. Middle East Bank (K) Limited
    Postal Address: P. O. Box 47387 – 0100 Nairobi
    Telephone: +254-20-2723120/24, 2722879, 2723124, 2723130, 0722-205903, 0733-333441, 0731001310, 0717531448
    Fax: +254-20-343776 / 2256901
    E-mail: ho@mebkenya.com
    Website: www.mebkenya.com
    Physical Address: Mebank Tower, Milimani Road, Milimani, Nairobi.
    Date Licenced: 28th November, 1980
    Peer Group: Small
    Branches: 5
33. National Bank of Kenya Limited
    Postal Address: P. O. Box 72866 – 00200 Nairobi
    Telephone: +254-20-2828000, 0711-038000,
    Fax: +254-20-311444/2223044
    E-mail: info@nationalbank.co.ke
    Website: www.nationalbank.co.ke
    Physical Address: National Bank Building, 2nd Floor, Harambee Avenue, Nairobi.
    Date Licenced: 1st January, 1968
    Peer Group: Medium
    Branches:  81
34. NIC Bank Limited
    Postal Address:  P. O. Box 44599 – 00100 Nairobi
    Telephone: +254-20-2888000, 4849000, 0711041000, 0732141000
    Fax: +254-20-2888505/13
    E-mail: info@nic-bank.com
    Website: www.nic-bank.com
    Physical Address: N.I.C House, Masaba Road, Upper Hill, Nairobi.
    Date Licenced: 28th September, 1995
    Peer Group: Medium
    Branches: 31
35. M-Oriental Bank Limited
    Postal Address:  P.O BOX 44080-00100, Nairobi
    Telephone: +254-20-2228461/2, 0734333291, 0722209585
    Fax:  +254 20 2219469
    E-mail:  headoffice@moriental.co.ke
    Website: www.moriental.co.ke
    Physical Address:. Finance House, 7 Koinange Street, Nairobi
    Date Licenced: 8th February, 1991
    Peer Group: Small
    Branches: 9
36. Paramount Bank Limited
    Postal Address:  P. O. Box 14001 -00800 Nairobi
    Telephone: +254-20-4449266/7/8, 446106 /7, 4441528, 4441527, 0723564254, 0734258020, 0728-606652, 0735445506
    Fax: +254-20-449265
    E-mail: info@paramountbank.co.ke
    Website: www.paramountbank.co.ke
    Physical Address: Sound Plaza Building, 4th Floor, Woodvale Grove,  Nairobi
    Date licenced: 5th July, 1995
    Peer Group: Small
    Branches: 7
37. Prime Bank Limited
    Postal Address:  P. O. Box 43825 – 00100, Nairobi
    Telephone: +254-20-4203000 /116 /148, 4450810, 0722205491
    Fax: +254-20-4451247
    E-mail: headoffice@primebank.co.ke
    Website: www.primebank.co.ke
    Physical Address:  Prime Bank Building, Chiromo Lane/Riverside Drive.-Junction, Westlands, Nairobi.
    Date Licenced: 3rd September, 1992
    Peer Group: Medium
    Branches:  20
38. Sidian Bank Limited
    Postal Address:  P. O. Box 25363 – 00603, Nairobi
    Telephone: +254-20- 3906000-7, 0711-058000-7, 0732-158000
    Fax: +254-20-3568995
    E-mail: enquiries@sidianbank.co.ke
    Website: www.sidianbank.co.ke
    Physical Address: 7th Floor K-Rep Centre, Wood Avenue, Kilimani, Nairobi.
    Date Licenced: 23rd March, 1999
    Peer Group: Small
    Branches: 37
39. Standard Chartered Bank Kenya Limited
    Postal Address:  P. O. Box 30003 – 00100, Nairobi
    Telephone: +254-20-3293000,  3293900, 3291000,  3294000,  0719081000, 0732104000, 0703093000
    Fax: +254-20-3747880
    E-mail: Talk-Us@sc.com
    Website: www.standardchartered.com
    Physical Address: Standard Chartered Building-Westlands Road- Chiromo Lane, Westlands, Nairobi.
    Date Licenced: 1910
    Peer Group: Large
    Branches:  38; Agencies: 3;  Sales Centres: 1
40. Trans-National Bank Limited
    Postal Address:  P. O. Box 34353 – 00100 Nairobi
    Telephone: +254-20-2252216/19, 2224235/6, 2252188/90/91, 0720-081772, 0733-505656
    Fax: +254-20-2252225
    E-mail: info@tnbl.co.ke
    Website: www.tnbl.co.ke
    Physical Address: Transnational Plaza, City Hall Way, Nairobi.
    Date Licenced: 8th January, 1985
    Peer Group: Small
    Branches: 21
41. UBA Kenya Bank Limited
    Postal Address:  P. O. Box 34154 – 00100 Nairobi
    Telephone: +254-020- 3612000/1/2,
    Fax: +: +254-020-3612049, 0726-926367, 0735-500196/180/175
    E-mail:  ubakenya@ubagroup.com
    Website:  www.ubagroup.com
    Physical Address:  Apollo Centre, 1st Floor, Ring Road / Vale Close, Westlands, Nairobi.
    Date Licenced: 25th September, 2009
    Peer Group: Small
    Branches: 4
42. Victoria Commercial Bank Limited
    Postal Address:  P. O. Box 41114 – 00100 Nairobi
    Telephone: +254-20-2719499, 2719815, 2710271, 2716108, 2719814.2713208, 2716196, 0721328183
    Fax: +254-20-2713778/2715857
    E-mail: victoria@vicbank.com
    Website: www.victoriabank.co.ke
    Physical Address: Victoria Towers, Mezzanine Floor, Kilimanjaro Avenue, Upper Hill, Nairobi.
    Date Licenced: 11th January, 1996
    Peer Group: Small
    Branches:  4

Licensed Mortgage Finance Institutions

1. HFC LimitedPostal Address:  P. O. Box 30088 -00100 Nairobi
   Telephone: +254-20- 3262000, 317474, 2221101, 0722201174, 0722201175, 0733617682/3
   Fax: +254-20-340299/2250858
   E-mail: housing@housing.co.ke
   Website: www.housing.co.ke
   Physical Address: Rehani House, 2nd Floor, Kenyatta Avenue / Koinange Street Junction, Nairobi.
   Date Licenced:  7th May 1965
   Peer Group: Medium
   Branches: 18

Authorised Non-Operating Holding Companies

1. Bakki Holdco LimitedLicenced Subsidiary: Sidian Bank Ltd
   Postal Address:   P.O.Box 10518 -00100, Nairobi
   Telephone: 0709902000
   E-mail: info@centum.co.ke
   Website:  www.centum.co.ke (NB: Bakki Holdco is a subsidiary of Centum Ltd)
   Physical Address: 5th Floor, International Life House, Mama Ngina Street, Nairobi
   Date Authorised: 31st December, 2014
2. CfC Stanbic Holdings Limited
   Licenced Subsidiary: CfC Stanbic Bank Ltd
   Postal Address:   P.O Box 72833-00200, Nairobi
   Telephone: + 254 20 3638000
   E-mail: cfcstanbic@stanbic.com
   Website: www.cfcstanbicbank.co.ke
   Physical Address: CfC Stanbic Centre 1st Floor, Chiromo Road, Westlands, Nairobi
   Date Authorised: 21st June 2013
3. Equity Group Holdings LimitedLicenced Subsidiary: Equity Bank Kenya Ltd
   Postal Address:  P.O.Box 75104 – 00200, Nairobi
   Telephone: +254 763 3026000
   Contact Centre: +254 763 063 000
   E-mail: info@equitygroupholdings.com
   Website: www.equitygroupholdings.com
   Physical Address: Equity Centre, 9th Floor, Hospital Road, Upper Hill, Nairobi
   Date Authorised: 31st December, 2014
4. HF Group Limited
   Licenced Subsidiary: HFC Ltd
   Postal Address:  PO Box 30088 – 00100, Nairobi
   Telephone: +254(20)-3262000, 0722715256, 0722708660, 0722201175, 0733617682
   E-mail: housing@hfgroup.co.ke
   Website: www.hfgroup.co.ke
   Physical Address: Rehani House, Kenyatta Avenue/ Koinange Street Junction, Nairobi.
   Date Authorised: 3rd June, 2015
5. I & M Holdings Limited
   Licenced Subsidiary: I & M Bank Kenya Ltd
   Postal Address: P.O. BOX 30238-00100, Nairobi
   Telephone: +254 20 322 1000, +254 719 088 000, +254 732 100 000, +254 753 221 000
   E-mail:  invest@imbank.co.ke
   Website: www.imbank.com
   Physical Address: I&M Bank House, 2nd Ngong Avenue, Nairobi
   Date Authorised: 13th May, 2013
6. KCB Group Limited
   Licenced Subsidiary: KCB Bank Kenya Ltd
   Postal Address:  P.O.Box 48400 – 00100, Nairobi
   Telephone: +254 20 3270000 / 2851000 /2852000 / +254 711012 000 / 734 108200 /
   Sms: 22522
   E-mail: contactus@kcbbankgroup.com
   Website: www.kcbbankgroup.com
   Physical Address: Kencom House, Nairobi
   Date Authorised: 1st November, 2015
7. M Holdings Limited
   Licenced Subsidiary: M Oriental  Bank Ltd
   Postal Address:  P O Box 73248-00200 |Nairobi, Kenya
   Telephone:  +254 20 2228461, +254 20 2228462
   E-mail address: mholdings2014@gmail.com
   Physical address: Jadala Place, 3rd Floor, Ngong Lane, Ngong Road, Nairobi
   Date Authorised: 18th February, 2015